Thousands of people dream of quitting their boring paid jobs, resigning, and going freelance or starting an online business. They take this step out of pure emotion, with only enough money to last them until the end of the month. And they're making a fatal mistake. Freelancing is a volatile business, especially at the start. One month you might earn 200,000 rubles, and the next, you might get zero orders due to a seasonal lull or the vagaries of algorithms. Without a financial cushion, you'll instantly panic, grab the most toxic and low-paying clients for survival, and ultimately hate your business. True freedom begins when you have enough money in your account to cover your basic expenses for at least 3-6 months. Only with this kind of security will you be able to confidently choose the best projects and dictate your terms to the market.
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